| EMPLOYEE BENEFITS |
Executive pension plan for directors
Group pension plan for staff |
| |
Executive life assurance for directors
Group life assurance for staff |
| |
Executive PHI for directors
Group PHI for staff |
| |
Executive critical illness cover for directors
Group critical illness cover for staff |
| |
Executive PMI for directors
Group PMI for staff |
| |
|
| CORPORATE PROTECTION |
Keyman Insurance, protect the company against the absence
of key members of staff through: |
| |
- Death
- Long term ill-health
- Critical illness |
| |
Insurance policies held by the company can protect against
the above. |
| |
|
| SHAREHOLDER PROTECTION |
Protect the company, and other shareholders, against the
death of a shareholder. |
| |
Insurance policies under trust with careful wording can be
used to provide funds to buy out the deceased's shareholding,
without jeopardising any entitlement to Business Property Inheritance
Tax Relief. |
PHI = permanent health insurance (also known as
long term sickness cover)
PMI = private medical insurance (also known as hospital fees cover)