ETHICAL INVESTMENT BEST BUYS

Investment deals

We often arrange investments into ISAs, PEP/ISA transfer vehicles, unit trusts or OEICs where the charges are:

• NIL initial charge

• 0.50% annual management charge

For ethically screened investments, the cheapest annual charge available is 1.0% pa.

These represent some of the lowest charging collective investments currently available in the UK. To secure these terms, all we require is a minimum investment of £50 per month or lump sum of £1,000.

Pension deals

We often arrange investments into pensions where the charges are:

• NIL initial charge

• 0.70% annual management charge

For ethically screened investments, the cheapest annual charge available is also 0.7% pa.

These are stakeholder pensions which represent some of the lowest charging pension plans currently available in the UK. To secure these terms, all we require is a minimum investment of £50.

For transfers of pension funds into a new stakeholder plan, we can sometimes reduce the annual charge to 0.6% or lower still, depending on the size of the fund.

Investment portfolio deals

The primary expense with a large investment portfolio is the ongoing annual management charge (AMC), which is typically between 0.75% pa and 1.25% pa.

We have access to terms with a national stockbroker firm (which is also able to provide an ethical screening service) where the annual management charge is a fixed fee of just £500 +VAT pa.

Comparing this fixed fee rate to typical percentage based annual management charges, it is clear that we can offer wealthy investors savings annually of between £1,000 and £10,000. Over a period of 3 to 5 years these savings can really mount up.

To take advantage of any of these deals, please contact us.